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(See Getting started with rewards)Is a Disney credit card worthwhile?

-- If you're a hardcore Disney fan, you may have considered the Disney credit card which offers some great perks.

(See New to rewards credit cards)New Uber rewards card is the latest to target millennials -- The new Uber rewards credit card courts millennials with 4 percent cash back for dining and 2 percent for online services.

Expect more cards to tailor rewards to consumers ages 20-35. (See Cards court millennials)Should you use your card issuer's travel portal?

Don’t overlook business cards -- If there is a reward card you like but you already have it, you can often apply for a business version of the card.

You might be surprised to learn that you don’t actually have to run a full-time incorporated business to be approved. (See Business cards)What is the best rewards card to pair with Delta Sky Miles airline card?

(See Reaping your Rewards)Q&A: Options for avoiding foreign transaction fees -- If you plan to travel internationally, you shouldn't be paying the 3 percent foreign transaction fee.

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There are some ways you can increase the amount of rewards you get every time you buy online ...

Tony Mecia writes the "Cashing In" column for Credit, answering a question every week about credit card rewards. In addition to writing "Cashing In" columns and articles for Credit, Mecia writes for a variety of trade and general-interest publications and companies. adults with debt doubt they'll ever live debt-free - Credit -- Among those who owe on credit cards, 31 million think that debt will be a companion the rest of their lives. (See Debt-free survey)Limits on category bonuses - Credit -- If you're planning on spending a lot on a card in a certain category, make sure you know the limit to what you can earn so you can maximize your rewards ...

Mecia is a freelance business writer based in Charlotte, North Carolina.

(See Big hotel card sign-up bonuses)Airline cards get you free checked bags, with exceptions -- Airline credit cards will likely get you free checked bags, but there are limits and exceptions. (See Airline cards with free checked bags)Do the math to compare reward points' values -- When weighing reward redemption possibilities, this simple calculation will help you derive relative points values. (See How to compare rewards options)If you're new to rewards cards, start slowly -- What's your goal?

Weigh sign-up bonus, annual fee, rewards complexity ...

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